Jenni Cole
REAL ESTATE AGENT
JENNI COLE | REALTOR® |CALIBERRE.NET
When you are curious about the value of your home or interested in finding new possibilities, I am ready to help you!
My commitment to my clients goes beyond just finding a home. I strive to create a warm and welcoming environment from the first meeting until closing day. I am always available to answer any questions or concerns throughout the process, and I make sure to keep my clients informed every step of the way. With my passion for real estate and dedication to my clients, I promise to make your home buying or selling journey an unforgettable experience. I look forward to working with you and bringing my wealth of experience and guidance through your home buying and/or selling process. Contact me today!
Jennifer@caliberRE.neT
128 S Glassell St, Orange
714-864-4538 Cell
@jENNICOLE.REALTOR
Jenni Cole
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Preparing
to buy your new home
Find Your Agent & Financial Health
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Find Your Agent
to buy your home
Buying a home without a realtor can be stressful and challenging. The majority of homebuyers prefer to work with a real estate agent because their experience and resources on the market.
I will be working with your best interests to help guide you in your journey of buying your home.
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mORE CONVENIENCE/ BETTER ACCESS
A real estate agent's full-time job is to act as a liaison between buyers and sellers. This means that he or she will have easy access to all other properties listed by other guest.
Negotiating is tricky
CONTRACTS CAN BE HARD TO HANDLE
An experienced real estate agent deals with the same contracts and conditions on a regular basis and is familiar with which conditions should be used. Protecting you whether your selling or buying.
ATTENTION TO DETAIL
Agents are far more familiar with this type of paperwork than you are. Consider this if you are trying to save money.
Avoid closing problems
When a sale nears closing, all kinds of pitfalls can kill the deal in the final hours. A real estate agent knows to watch for trouble before it's too late.
This can put you in a better position to get the price you want.
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Before You Buy
How's your financial health?
An important first step on your journey to success is to be fully aware of your personal financial situation. Understanding your personal financial situation will guarantee your long term success in this process. It will ultimately confirm your financial eligibility & readiness for the purchase and long term maintenance costs that come with purchasing a home.
- LOOK AT YOUR SAVINGS
It is always recommended that you come prepared when purchasing a home. It is highly important to have available sufficient emergency cash to cover critical expenses. A great rule of thumb is to have a minimum of three to six months set aside for expenses. And let's not forget the major upfront expenses such as cash down, closing and moving costs.
- REVIEW YOUR SPENDING
You need to know where your money is presently going every month to better understand and plan for this future purchase. How much money is going to bills or necessities vs how much is going towards extras. Knowing your spending limits helps towards an ultimate successful purchase.
- CHECK YOUR CREDIT
Lowering your debt to credit ratio and credit reliability are among some of the main criteria for approval lenders are tasked to evaluate and interpret.
- WHAT DO YOU WANT IN A HOME
Knowing what you are happy with when you are heading towards purchasing a property is key to long term happiness. With so many types of homes available to the consumer, it is advantageous to become familiar with ALL of your options.
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Find A Home, Make An Offer & Home Inspection
The Buying
Process
FIND A HOME & offers
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Finding Your Dream Home
IT'S TIME FOR THOSE OPEN HOUSES
Once you have an idea of what you can work with. Bring your real estate agent to your open house visits. It is only beneficial to have someone in your corner ready to help you accomplish your goals. Going into a situation unprepared will ONLY benefit the other parties involved. We will have your back throughout the whole process.
Home Hunting tips...
Want more than you can afford? Don't we all right?! We can help you see the hidden beauty of a home, and point you in the direction of some with hidden potential. Some only require a little sweat equity and will have the opportunity of a tremendous makeover on the cheap.
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Make an Offer
MAKE AN OFFER
Once you are at the point where you feel like it is time to present an offer, we will guide you as to how much to offer at first, along with specifying any conditions you would like to negotiate for. We then will proceed with the official offer submission to the sellers agent. If all goes in your favour, they will accept. Fingers crossed! In the event that they refuse the initial offer, they just might come back with a counteroffer.
Agreement
Once a middle ground is reached that pleases both parties, the next step is a deposit to lock in the deal while the property goes into Escrow. Escrows are usually 30 days unless otherwise pre specified and negotiated by the real estate agents .
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Have the home inspected
An important condition to have in the purchase contract, is to have the sale proceed only after passing a home inspection. This is a must and we cannot stress this enough! An inspection professional will see your new home from a trained set of eyes to see if there are any hidden surprises in roof, foundation ect. If there are findings, then we can help you negotiate or find solution.
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Final Steps
NEGOTIATION TIME
Schedule Move, Closing Expenses & Items To Bring To Closing
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Schedule Your Move
Congratulations your under contract...
Celebrations are in order, but there is still work to be done. Depending on your escrow period and what you would like to accomplish before moving in, you should start scheduling asap.
Scheduling movers as soon as possible, Will take a big stress off your shoulders. Also, any renovations you plan on doing before you move in should be considered as early as possible to ensure their completion on or ahead of your schedule.
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CLOSING EXPENSES FOR BUYERS CAN INCLUDE:
- Home Appraisal
- Title Search
- Obtaining private mortgage insurance
- Completing mortgage paperwork
- Loan-origination fees
- Title insurance
- credit report charge
Closing is the final step
This is the final step in the selling process. On the day of closing, both parties sign documents, funds are dispersed, and property ownership is formally transferred to the buyer.
Congratulations on buying your home!
BRING items TO CLOSING:
- 2 Government Issued Photo ID
- Cashier's check or proof of wire transfer
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client testimonial
"Thanks to the help of Jenni Cole, we were able to get into our home quick and easy! The amount of diligence and effort put forth to ensure our process was as easy and stress free as possible truly meant everything to us. There's no other place/group of people that compares to this/these ones!
We worked with Jenni from the beginning of 2022 until December 2023. She had the utmost patience for us as we had her show us homes all over Orange County. Some multiple times. She never made us feel pressured to buy a house. We saw PLENTY of homes and if we didn’t like them, she said “okay!” and we would continue our search. We went through multiple counter offers together and Jenni always worked hard to get our requests met. When we eventually found a house, Jenni helped us with all of our questions and requests along the way. We closed at the end of the year and things had been delayed in general due to the holidays, so they couldn’t get any cleaners scheduled to clean the house before we moved in-which was one of our requests. When Jenni found this out, she cleaned the whole house for us from top to bottom and it was really touching because she didn’t have to do that. Then, we walked into the house and saw that Jenni had personalized gifts with our names and new address + Christmas ornaments + celebratory drinks and home essentials. I have still kept in touch with Jenni since on miscellaneous things and I would recommend her to anyone I know.
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notes
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notes
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Jenni Cole
REAL ESTATE AGENT
JENNI COLE| REALTOR® | BELLAREALTOR.COM
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